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  • Unlock Financial Freedom Your Path Begins Here.

    Empower Your Tomorrow with Our Instant Loan Solutions.
    Apply now

  • Empower Your Tomorrow Start Your Loan Journey Today!

    Begin Your Loan Journey Today and Let Us Be the Solution to Your Financial Needs!
    Apply now

  • Unlock Financial Freedom Your Path Begins Here.

    Empower Your Tomorrow with Our Instant Loan Solutions.
    Apply now

About Us

Our Relationship

Paisaintime is a premier brand under the umbrella of Growing Bharat Fintech Private Limited. As a dedicated arm of our parent company, Paisaintime focuses on providing specialized lending solutions tailored to meet the diverse financial needs of individuals and businesses.

About Growing Bharat Fintech Pvt Ltd

Growing Bharat Fintech Pvt Ltd, formerly known as Sawalsha Leasing & Finance Private Limited, is a trusted name in the financial sector, known for its commitment to innovation, customer-centricity, and integrity. As a leading Non-Banking Financial Company (NBFC) in India, we are dedicated to fostering financial growth and inclusion across the nation.

Paisaintime: A Specialized Lending Solution

Paisaintime represents our commitment to delivering accessible, efficient, and user-friendly financial services. As a specialized brand within the Growing Bharat Fintech family, Paisaintime offers a range of lending solutions designed to cater to the unique requirements of our clients.

Our Commitment

At Growing Bharat Fintech, we are committed to empowering our clients with financial solutions that drive growth and success. Paisaintime is a critical component of this commitment, offering specialized lending services that are both accessible and effective

Together, Growing Bharat Fintech Pvt Ltd and Paisaintime are paving the way for a financially inclusive and prosperous India. Our clients can rely on us for reliable, innovative, and customer-centric financial solutions that help them achieve their financial goals.

Why Us?

We provide the fastest and easiest loan approvals with minimum documentation powered by a team of experienced professionals throughtout the country.
fast-and-easyFast and easy process
control-over-policyControl over policy
quick-disbursalQuick Disbursal
professional-teamProfessional Team

Get your loan in just 4 steps

The money will be in your account after you completed your application and we have carried out our checks.

  1. Apply Loan

    Fastest Loan Approvals

    fill form
  2. eligibility check

    Eligibility Check

    Hassle free mechanism

  3. Document Collection

    Online document collection

    doc check
  4. approval check

    Loan Approval

    Quick loan disbursment

Loan Criteria

The following loan criteria is followed by us.
Loan Amount - ₹40,000 to ₹2,00,000
Interest Rate - Up to 36% per annum
APR - 36% Max
Age - 21 to 55 years
Late payment fee - as applicable ( Charged only, If repayment is delayed )
Processing Fee - Up to 5%
Loan tenure - 90 days to 180 days
Pre-closure charges – As applicable

Sample Loan Calculation

This is an example calculation for a loan of ₹30,000 for 90 days at 30% interest rate.
Loan Amount : ₹30,000 at Interest rate of 30% p.a.
Loan Duration : 3 months
Total loan interest : ₹ 2,250
Processing fees (PF) + GST : ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles : (PF + GST) - ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount : (Loan Amount + Interest) - ₹ 32,250
Monthly EMI Repayable : (Loan Amount + Interest / No of EMI’s) - ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.

Blogs

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Why Short-Term Loan Is Better Than Borrowing Money From Others

By Nidhi Sharma

Read Blog
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How CIBIL Score Is Essential For Personal Lending

By Nidhi Sharma

Read Blog
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What Is Digital Lending? 5 Tips To Keep In Mind

By Nidhi Sharma

Read Blog

Testimonials

Here is what our customers have to say about us

  • "One of the finest platform to fullfill your urgent requirements. Best staff like Yashwani who is always ready to help and assist. Such officials always encourage you to utilise their services and people like Yashwani always helps the organisation to grow even faster, she is the face of the platform."

    Mushtaq Ahmad

  • "Have been with Paisaintime for a while now. It was always quick and helpful. Last 2 months my case was handled by Yashwani. She is very quick in response and have always been very kind in hearing to what my need is. Thanks to Yashwani. Really a good service person."

    Saravanan Jaganathan

  • "If anyone needs a loan then must contact paisaintime.com because they have good knowledge of products. Paisaintime arrange loans for u at a minimum rate of interest at low processing fees. It was really a nice experience. Simran mam &Yashwani mam very helpful .tysm mam "

    Nirmala Joshi

  • "Awesome services by Paisaintime. Took 3rd time loan from here and the process is so streamlined and easy. Simran always helped me in understanding the terms and conditions and provided a smooth experience from applying to disbursal."

    Aaditya Vasu

  • "I had a very good experience while taking a loan and it was very quick and the procedure was smooth. The executive named Yashwani was very helpful and cooperative.i would definitely recommend other people to try for loan if in need."

    Samir Karani

  • "One of the finest platform to fullfill your urgent requirements. Best staff like Yashwani who is always ready to help and assist. Such officials always encourage you to utilise their services and people like Yashwani always helps the organisation to grow even faster, she is the face of the platform."

    Mushtaq Ahmad

Frequently Asked Questions

Is there any registration activity, to begin with, during the Loan process?
What is the maximum amount of loan I can apply for?
By when can I receive a loan if applied for the same?
What do we offer to our customers?

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