• Drop a line

    info@paisaintime.com

  • Call for help

    011-4446-7882

  • K.G Marg, Connaught Place

    Delhi 110001 IN

Apply Now


How Does It works ?

Fill the application form

Visit our official website and fill out the application form carefully.

Upload your documents

Upload your all documents carefully in the box sections.

Receive a call from our representative

After filling up the form you will get a call from our representative for the verification process.

Get you loan in less then 24 hr

When verification is completed by our representative, we will transfer money directly into your bank account within 24 hours.

Loan Benefits

Loan Model

Loan Criteria


  • Loan Amount - 40,000 to 2,00,000

  • Interest Rate - Up to 36% per annum

  • APR - 36% MAX

  • Age - 21 to 55 years

  • Late payment fee - as applicable ( Charged only, If repayment is delayed )

  • Processing Fee - Up to 5%

  • Loan tenure - 90 days to 180 days

  • Pre-closure charges – As applicable

Sample Loan Calculation


  • Loan amount - ₹ 30,000 at interest rate of 30% p.a.

  • Loan Duration - 3 Months

  • Total personal loan interest = ₹ 2,250

  • Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590

  • Total Deductibles (PF + GST) - ₹ 590

  • In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410

  • Total repayable Amount (Loan Amount + Interest) - ₹ 32,250

  • Monthly EMI Repayable (Loan Amount + Interest / No of EMI’s) - ₹ 10,750

  • PF + GST are deducted upfront during the loan disbursal.

Call to our Experts

011-4446-7882

Contact Us