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  • K.G Marg, Connaught Place

    Delhi 110001 IN

Let’s plan your
Instant Personal Loan

When all the doors are closed, you will find our’s open

Let’s plan your
Instant Loan

If money is the problem, make us the solution.

Our Profile

About Paisaintime

We are a modern-age fin-tech platform aiming to foster financial inclusion through innovation to help customers with easy to access loans. We are based in Delhi, regulating loans for quick credit extension.
To make the communication pleasant and plain sailing, our team is comprised of experts from the financial field to make the procedure of verification easy. Repayments can be made according to the customer’s ability to pay easily. Our organization acts as a one-stop destination providing services to customers both locally and from various different parts of Delhi. Our aim is to deliver top-notch services for the following listed categories: Loans for travel, Loans for emergency, Loans to fulfill financial commitments, Loans for Immediate purchase, Household emergency Loans and Loans for Utility Bills.

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Loan Benefits

Why Choose Us?

We aim to deliver services to complete client satisfaction with integrity and commitment.
Paisaintime works in a hassle-free manner so that you can easily get your loans without any inconvenience. When you apply for a loan, you get more than just loans. Also, you will get our promise of simplifying terms and conditions, and a quick stress-free return policy of loan amount and we are here to help you in the financial crisis.

  • Fast and easy process

  • Control over policy

  • One-stop destination loan enterprise

  • Managed by a proficient team of professionals

work process

Our easy work process
in 4 steps

Apply Loan

Fastest loan approvals

Eligibility Check

Hassle-Free service ,mechanism

Documents Collection

Easy & online Documentation

Loan Approval

Quick Online disbursement post verification

Contact Us

Enquiry Form

Loan Benefits

Loan Model

Loan Criteria

  • Loan Amount - 40,000 to 2,00,000

  • Interest Rate - Up to 36% per annum

  • APR - 36% MAX

  • Age - 21 to 55 years

  • Late payment fee - as applicable ( Charged only, If repayment is delayed )

  • Processing Fee - Up to 5%

  • Loan tenure - 90 days to 180 days

  • Pre-closure charges – As applicable

Sample Loan Calculation

  • Loan amount - ₹ 30,000 at interest rate of 30% p.a.

  • Loan Duration - 3 Months

  • Total personal loan interest = ₹ 2,250

  • Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590

  • Total Deductibles (PF + GST) - ₹ 590

  • In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410

  • Total repayable Amount (Loan Amount + Interest) - ₹ 32,250

  • Monthly EMI Repayable (Loan Amount + Interest / No of EMI’s) - ₹ 10,750

  • PF + GST are deducted upfront during the loan disbursal.