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Call for help
+91-9986-734-604
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K.G Marg, Connaught Place
Delhi 110001 IN
EMI Loans
Loan beenfits
EMI Loans
Paisaintime offers EMI Loans to our customers to meet all their financial needs. Applicants looking for long-term loans can easily apply for our EMI loans. To make it more clear, we provide the amount from Rs. 40,000 to 2,00,000 with a tenure of 3 months to 2 years as per our eligibility criteria.
| Important Facts | |
|---|---|
| Loan Amount | 40 thousand to 2 Lakh |
| Tenure | 3 months to 2 years |
| Amount per customer | As per eligibility |
Benefits & Features
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Making personal budgeting Easier.
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Paper less Application with less Documentation.
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Foreclosure Allowed*
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Instant Approval & Disbursal.
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Choose EMI debit Date as per comfort i.e 07 & 10 of every month
Loan Calculator
Loan Benefits
Loan Model
Loan Criteria
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Loan Amount - 40,000 to 2,00,000
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Interest Rate - Up to 36% per annum
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APR - 36% MAX
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Age - 21 to 55 years
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Late payment fee - as applicable ( Charged only, If repayment is delayed )
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Processing Fee - Up to 5%
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Loan tenure - 90 days to 180 days
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Pre-closure charges – As applicable
Sample Loan Calculation
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Loan amount - ₹ 30,000 at interest rate of 30% p.a.
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Loan Duration - 3 Months
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Total personal loan interest = ₹ 2,250
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Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
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Total Deductibles (PF + GST) - ₹ 590
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In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
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Total repayable Amount (Loan Amount + Interest) - ₹ 32,250
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Monthly EMI Repayable (Loan Amount + Interest / No of EMI’s) - ₹ 10,750
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PF + GST are deducted upfront during the loan disbursal.
