Delhi 110001 IN
Quick , Easy & Paperless Disbursal
Any one document along with pan card
Any one of the below documents along with Bank Statement
Applicant should be an Indian Resident, age between 22 to 55 years.
Applicant should have all officially valid identity and address proof.
Applicant should have Income source with valid documentary proof.
Cibil Should be 700 and above.
Fees & Charges
|Processing Fee||Up to 5% + GST|
|Tenure||90 Days to 180 Days (3 Months & 6 Months)|
|Rate Of Interest||36 % PA|
|APR||36 % Max.|
|E Nach Return||Rs. 500 +GST|
|Overdue EMI||As applicable|
|Pre closure||As Applicable|
Loan Amount - 40,000 to 2,00,000
Interest Rate - Up to 36% per annum
APR - 36% MAX
Age - 21 to 55 years
Late payment fee - as applicable ( Charged only, If repayment is delayed )
Processing Fee - Up to 5%
Loan tenure - 90 days to 180 days
Pre-closure charges – As applicable
Sample Loan Calculation
Loan amount - ₹ 30,000 at interest rate of 30% p.a.
Loan Duration - 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST) - ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount (Loan Amount + Interest) - ₹ 32,250
Monthly EMI Repayable (Loan Amount + Interest / No of EMI’s) - ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.