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About Us

Our Relationship

Paisaintime is a premier brand under the umbrella of Sawalsha Leasing & Finance Private Limited. As a dedicated arm of our parent company, Paisaintime focuses on providing specialized lending solutions tailored to meet the diverse financial needs of individuals and businesses.

About Sawalsha Leasing & Finance Private Limited

Sawalsha Leasing & Finance Private Limited is a trusted name in the financial sector, known for its commitment to innovation, customer-centricity, and integrity. As a leading Non-Banking Financial Company (NBFC) in India, we are dedicated to fostering financial growth and inclusion across the nation.

Paisaintime: A Specialized Lending Solution

Paisaintime represents our commitment to delivering accessible, efficient, and user-friendly financial services. As a specialized brand within the Sawalsha Leasing & Finance family, Paisaintime offers a range of lending solutions designed to cater to the unique requirements of our clients.

Our Commitment

At Sawalsha Leasing & Finance, we are committed to empowering our clients with financial solutions that drive growth and success. Paisaintime is a critical component of this commitment, offering specialized lending services that are both accessible and effective

Together, Sawalsha Leasing & Finance Private Limited and Paisaintime are paving the way for a financially inclusive and prosperous India. Our clients can rely on us for reliable, innovative, and customer-centric financial solutions that help them achieve their financial goals.

Why Us?

We provide the fastest and easiest loan approvals with minimum documentation powered by a team of experienced professionals throughtout the country.

Get your loan in just 4 steps

The money will be in your account after you completed your application and we have carried out our checks.
  1. Apply Loan

    Fastest Loan Approvals

    fill form
  2. eligibility check

    Eligibility Check

    Hassle free mechanism

  3. Document Collection

    Online document collection

    doc check
  4. approval check

    Loan Approval

    Quick loan disbursment

Loan Criteria

We follow transparent and responsible lending practices. Here are our loan details:
Loan Amount - ₹10,000 to ₹2,00,000
ROI - Up to 30%
APR - Up to 35%
Age - 21 to 55 years
Processing Fee - Up to 5%
Loan tenure - 90 days and Above
loan-criteria

Example Loan Calculation

For a loan of ₹20,000 over 90 days at an interest rate of 30%:
Loan Amount : ₹20,000
Tenure : 3 months
Total Interest : ₹ 1,500
Processing fees (PF) + GST : ₹ 1000 + ₹ 180 = ₹ 1180
Disbursed Amount = ₹ 18,820
Total repayable Amount : ₹ 21,500
Monthly EMI Repayable : ₹ 7,167
Note: The above calculations are for illustration purposes only. Your actual EMI and repayment terms may vary. Processing fees and GST are deducted upfront during loan disbursal.

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Frequently Asked Questions

What is a personal loan?
What can a personal loan be used for?
Who is eligible to apply for a personal loan from Paisaintime?
What documents are required to apply for a loan?
How long does it take for the loan amount to be disbursed?
What if I need more than the pre-approved loan amount?
How can I foreclose my loan account?
Can I make a part-payment towards my loan?
How can I repay my personal loan?
What charges are applicable to the loan?
Is collateral required to avail of the loan?
Do I need a guarantor to apply for a personal loan?
Is it necessary to provide my recent bank statements?
Who can I contact for help during the loan application process?
Who should I reach out to for post-disbursal queries or assistance?
What documents are required for the video KYC process?
What additional service charges are associated with a personal loan?
What if I am unable to complete the loan application due to internet or technical issues?

Submit Your Query